3 Steps

1- Do you qualify
A. Affordability - can you afford the repayments?
B. Amount borrow?
C. credit history / profile
D. Lenders lending policy

2- Chose the right Mortgage / Loan

  1. Fixed vs. tracker rate products
  2. Repayment vs. interest only
  3. First Time Buyer
  4. Buy to Let
  5. Offset Mortgage
  6. Remortgage
  7. Mortgage term
  8. Payment date
  9. Secured Loan

3- Submission of Application

  1. We Apply
  2. Mortgage pack is issued
  3. We process
  4. We arrange for the property to be valued
  5. Mortgage offer is issued
  6. Mortgage completes
  7. First payment is made